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About Us

Our philosophy is simple and based on a belief that we all want to see our hard earned wealth grow – it is human nature.

Switch Mortgages Limited (trading as Switch Home Loans) is a mortgage and home loan specialist advising on residential property lending across New Zealand.  It is registered as a Financial Services Provider (FSP 709113) and with a Financial Disputes Resolution Service (FM5683).

Switch Home Loans is associated with a team of chartered accountants (2K Consulting Ltd), and strategic financial specialists and property advisors (Quarry Capital Ltd) who believe in people's desire to see their wealth increase, for personal, commercial or community reasons.

The team offers a range of services nationwide that challenge the norm by delivering a very fresh approach to personal and business consultancy - strategic financial solutions, complemented by Chartered Accountancy and founded on long-term trusting relationships.

Switch is committed to helping people reach their goals and be prosperous.  It steadfastly believes buying a home is one of the most important steps anyone can take on the journey towards creating a sustainable financial future.

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Paul Townsend


Switch is headed by Paul Townsend who has carved a notable career in financial services as a sought after expert.  Paul’s approachable and personal style is to assist and support people reach their goals, dreams and aspirations, by providing sound and trusted advice. 

His impressive background includes various roles with a major trading bank, as well as branch management, business banking and portfolio management for high-net worth customers.

Paul is a registered Financial Services Provider (FSP368926).

David Kitson


David has a background in the banking industry having held positions with BNZ, Marac and Canterbury Finance before spending 12 years at Taurus Group Limited as a Principal and head of Capital & Finance and Syndications.


David's role at Switch includes assisting clients with obtaining finance through bank and non-bank sources for property developments, asset and business acquisitions, and working capital.

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